Attention homeowners: Real estate appraisal services for in Lakeland and Polk County

Here are the top 7 reasons FL homeowners call on Taylor and Associates Appraisal Services, LLC.:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Polk county's assessment of your propertyvalue
  3. Remove PMI to reduce your monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Polk county or FL by determining the true market value of property in question

Do you own a home in or near Lakeland? Do you need help determining the price of your real estate?
Contact Taylor and Associates Appraisal Services, LLC..

At Taylor and Associates Appraisal Services, LLC., we understand the particular needs of a homeowner in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Taylor and Associates Appraisal Services, LLC. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to remove PMI?

An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We're experienced in helping customers just like you get rid of unwanted and unneeded PMI insurance.

Challenge Tax Assessment

If you live in an area that is declining or not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. That means you're going to pay more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Taylor and Associates Appraisal Services, LLC. is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. An appraisal from Taylor and Associates Appraisal Services, LLC. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for verity, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.